NOTICE: The university is prohibited from procuring any liability insurance without the prior approval from the State of Tennessee Board of Claims. To ensure compliance, no department may procure commercial insurance without authorization from the System Risk Management Office. 
The University of Tennessee, Office of Risk Management, is proud to announce the reinstatement of the “Campers Insurance Program” for its athletic, academic, 4-H, and childcare departments of the campuses effective January 1, 2017. The purchase of the Campers Insurance is optional and is dependent upon each department’s discretion.

The Campers Insurance Program covers participants in case of accidental death, dismemberment, or incurred medical expense while participating in “scheduled, supervised, and sponsored activities of the Policyholder”. Campers Insurance is excess to other insurance. This helps alleviate most out of pocket costs to the family for a covered claim.

The following programs are eligible for coverage:

  • Daycare participants (Children and Staff)
  • 4H Camp participants
  • Youth Sport Camp participants (Grades: K-12)
  • Youth Academic Camp participants (Grades: K-12)

Coverage Information:

INSURANCE COMPANY: AIG

ACCIDENT BENEFITS:

Accidental Death Max. Amount $5,000
Incurral Period: 365 days
Accidental Dismemberment Max. Amount $10,000
Incurral Period: 365 days
Accidental Death & Dismemberment
Aggregate Limit $250,000 per accident
Accidental Medical Expense Max. Amount $25,000
Benefit Period: 52 Weeks
Incurral Period: 90 Days
Dental Maximum Amount per tooth $250 per accident

Camper Premium:

Program Premium
Daycare $5.58 per person per year
4H Camp $1.88 per person per year
Youth Sport Camps $6.04 per person per week
Youth Academic Camps $0.55 per person per week

Instructions for Daycare:

  1. Confirm the number of children and staff registered for the year.
  2. Complete the participation report. (Keep a roster of those who have purchased this insurance available in case requested by the insurance company.)
    1. If an incident occurs, please complete the Incident Report and fax to 865-974-0936 or scan and email to riskmanagement@tennessee.edu. If the injury requires medical treatment, please request a claim form from the daycare director and give it to the parents/guardian.  If they are unable to provide one please contact our office.

Instructions for 4H Camps:

  1. Confirm your camp schedule.
  2. Complete the Request for Insurance Coverage Form and submit to the Office of Risk Management.
  3. Complete the participation report. (Keep a roster of those who have purchased this insurance available in case requested by the insurance company.)
  4. If an incident occurs, please complete the Incident Report and fax to 865-974-0936 or scan and email to riskmanagement@tennessee.edu. If the injury requires medical treatment, the staff should give the parents/guardians an AIG claim form to complete.

Request for Insurance Coverage 4H

Instructions for Youth Academic and Sport Camps:

  1. Confirm your camp schedule(s).
  2. Complete the Request for Insurance Coverage Form and submit to the Office of Risk Management.
  3. Within two weeks after the camps ends, each department needs to confirm the official number of participants in writing using the participation report. On the form, list each camp week individually with the number of participants involved in each camp.
  4. If an incident occurs, please complete the Incident Report and fax to 865-974-0936 or scan and email to riskmanagement@tennessee.edu. If the injury requires medical treatment, please give the parents/guardian an AIG claim form. The camp director should have these on file.

 

Request for Insurance Coverage Academic

Academic Camp Participation Report

Request for Insurance Coverage Sports

Sports Camp Participation Report