Camper Insurance Program
Disclaimer: The following information does not list all coverages, limits, or exclusions. For full coverages, limits, and exclusions, please contact our office.
The Campers’ Insurance Program covers participants in case of accidental death, dismemberment, or incurred medical expense while participating in “scheduled, supervised, and sponsored activities of the Policyholder”. Campers Insurance is excess to other insurance. This helps alleviate most out-of-pocket costs to the family for a covered claim. The purchase of Campers’ Insurance is optional and is dependent upon each department’s discretion.
The following programs are eligible for coverage:
- Daycare participants (Children and Staff)
- 4H Camp participants (adults and minors)
- Youth Sport Camp participants (Grades: K-12)
- Youth Academic Camp participants (Grades: K-12)
Instructions for Obtaining Coverage:
- Confirm your camp schedule(s).
- Before a camp/event starts, complete the online Camper Insurance Request form.
- After the camp/event ends, you will need to complete the Camp Participation Report. You will receive a notification from Origami to complete this Report after the camp/event ends. Premium will be billed following this report.
Keep a roster of those who have purchased this insurance available in case requested by the insurance company. If an incident occurs, please complete the Incident Report. If the injury requires medical treatment, the staff should give the parents/guardians an AIG claim form to complete. Contact the Office of Risk Management if you do not have the most current year’s AIG claim form.
Benefit Information:
Insurance Company: AIG
| Accidental Death Max. Amount | $5,000 |
| Incurral Period: | 365 days |
| Accidental Dismemberment Max. Amount | $10,000 |
| Incurral Period: | 365 days |
| Accidental Death & Dismemberment | |
| Aggregate Limit | $250,000 per accident |
| Accidental Medical Expense Max. Amount | $25,000 |
| Benefit Period: | 52 Weeks |
| Incurral Period: | 90 Days |
| Dental Maximum Amount per tooth | $250 per accident |
Camper Premium:
| Program | Premium |
| Daycare | $5.58 per person per year |
| 4H Camp | $1.88 per person per year |
| Youth Sport Camps | $6.04 per person per week |
| Youth Academic Camps | $0.55 per person per week |