Disclaimer: The following information does not list all coverages, limits, or exclusions. For full coverages, limits, and exclusions, please contact our office.

Malpractice risk is always present, even for students. Whether charges are justified or not, students may be vulnerable to lawsuits alleging error(s) and/or negligence while performing duties in field placements as part of the university curriculum. To cover the costs of defending him/herself, The University of Tennessee provides optional professional liability and general liability coverage for student professionals at all UT system campuses. To obtain this coverage, the student must pay the Student Professional Liability annual fee of $10.

This policy has the following coverages and limits:

Professional Liability

  • $1,000,000 per occurrence
  • $6,000,000 aggregate

General Liability

  • $1,000,000 per occurrence
  • $6,000,000 aggregate

The following professional services are covered under this policy:

  • Athletic Trainer
  • Audiologist
  • Clinical Lab Tech
  • Counselors (Clinical/Rehab/Mental Health)
  • Criminal Justice
  • Cytopathology
  • Dental Hygienist
  • Dietitian
  • Exercise Physiologist
  • Exercise Science
  • Health Educator
  • History
  • Hotel, Restaurant, and Tourism
  • Human Resources Management
  • Interior Design
  • Kinesiologist/Kinesiotherapist
  • Medical Lab Tech
  • Modern Foreign Language/Medical Interpretation
  • Music Therapy
  • Nurses (RN/LPN/LVN/Anesthesia)
  • Nurse Practitioner
  • Nutritionist
  • Occupational Therapist
  • Pharmacist and Pharmacy Techs
  • Phlebotomy
  • Physical Therapist
  • Physician Assistant
  • Psychologist
  • Public Health
  • Recreation Therapist
  • Retail Consumer Science
  • Social Work
  • Sports Medicine Therapist
  • Service Learning
  • Vet Med

In the event that you are contacted by a law firm representing a patient/client/facility, please notify the Office of Risk Management immediately.