Student Professional Liability

Disclaimer: The following information does not list all coverages, limits, or exclusions. For full coverages, limits, and exclusions please contact the Office of Risk Management.

Malpractice risk is always present, even for students. Whether charges are justified or not, students may be vulnerable to lawsuits alleging error(s) and/or negligence while performing duties in field placements as part of the university curriculum. To cover the costs of defending him/herself, The University of Tennessee provides optional professional liability and general liability coverage for student professionals at all UT system campuses. To obtain this coverage, the student must pay the Student Professional Liability annual fee of $10.

This policy has the following coverages and limits:

Professional Liability

• $1,000,000 per occurrence
• $6,000,000 aggregate

General Liability

• $1,000,000 per occurrence
• $6,000,000 aggregate

The following professional services are covered under this policy: