Disclaimer: The following information does not list all coverages, limits, or exclusions. For full coverages, limits, and exclusions please contact the Office of Risk Management.

Malpractice risk is always present, even for students. Whether charges are justified or not, students may be vulnerable to lawsuits alleging error(s) and/or negligence while performing duties in field placements as part of the university curriculum. To cover the costs of defending him/herself, The University of Tennessee provides optional professional liability and general liability coverage for student professionals at all UT system campuses. To obtain this coverage, the student must pay the Student Professional Liability annual fee of $10.

This policy has the following coverages and limits:

Professional Liability

  • $1,000,000 per occurrence
  • $6,000,000 aggregate

General Liability

  • $1,000,000 per occurrence
  • $6,000,000 aggregate

The following professional services are covered under this policy:

  • Athletic Trainer
  • Audiologist
  • Clinical Lab Tech
  • Counselors (Clinical/Rehab/Mental Health)
  • Cytopathology
  • Dental Hygienist
  • Dietitian
  • Exercise Physiologist
  • Exercise Science
  • Health Educator
  • Kinesiologist/Kinesiotherapist
  • Medical Lab Tech
  • Nurses (RN/LPN/LVN/Anesthesia)
  • Nurse Practitioner
  • Nutritionist
  • Occupational Therapist
  • Retail Consumer Science
  • Master of Public Health
  • Pharmacist
  • Phlebotomy
  • Physical Therapist
  • Physician Assistant
  • Psychologist
  • Recreation Therapist
  • Social Work
  • Sports Medicine Therapist
  • Vet Med
  • Clinic Vols
  • Interior Design
  • Criminal Justice
  • Service Learning
  • Human Resources Management
  • Modern Foreign Language
  • History
  • Hotel, Restaurant, and Tourism
  • Music Therapy














Note: In the event that you are contacted by a law firm representing a patient/client/facility, please notify the Office of Risk Management immediately.