General Liability
Disclaimer: The following information does not list all coverages, limits, or exclusions. For full coverages, limits, and exclusions please contact the Office of Risk Management.
T.C.A. 9-8-101 et. seq. requires the State of Tennessee Division of Risk Management to provide general liability insurance coverage to all State of Tennessee agencies through the State Risk Management Fund, a self-insurance fund. The Fund is liable for bodily injury and property damage to other people caused by the negligence of university employees or designated volunteers while acting within the course and scope of employment. The self-insurance coverage includes:
- Premises and Operations
- Personal Injury
- Professional Liability
Coverage Limits
In accordance with T.C.A. 9-8-101, the limits of liability (under the waiver of sovereign immunity law) are $300,000 per person and $1 million per occurrence.
Reporting Incident Involving Property Damage and Bodily Injury: Non-Work Related
Work-related injuries require a Workers’ Comp Injury Report: visit our Workers’ Comp page for more information
To maintain superior service and timely responses, the Tennessee Department of Treasury, Division of Claims and Risk Management has partnered with The CorVel Corporation to administer the tort claims program. CorVel is already partnered with the State in administering the Workers’ Compensation program.
The University of Tennessee System Office of Risk Management is notifying all campus personnel to immediately begin utilizing (855) 253-0629 to report any work-related incidents involving faculty, staff, students, or visitors.
Some examples of these claims are:
• Negligent Care & Control of Property
• Dangerous Conditions on State/University Property resulting in injuries
• Negligent Operation of a Vehicle
The Incident Report Form is available here. The incidents to be reported include (but are not limited to) student or visitor incidents, personal property damage, near misses, etc. This information will be captured by CorVel and tracked for use in investigations if a citizen files a claim for damages, as well as for reporting capabilities for the campuses. This telephone number is also the number to the call center for reporting auto accidents involving third parties. Visit our General Liability Claims page for more information.
While the incentive to call third-party auto claims into the call center within 24 hours remains the same and failure to do so will result in a $1,000 fee if not properly reported, there is no incentive to report general liability incidents.
If you have any questions, please contact the Office of Risk Management.
Claims Processing
Claims are filed with the Division of Risk Management and Claims Administration:
All claims against the University of Tennessee are adjudicated by the State of TN Division of Claims: Citizens wishing to file a claim for their damages/injuries will need to access the Treasury web portal located here.
For more information, please go to the Tennessee Department of Treasury, Division of Claims Administration website.