Disclaimer: The following information does not list all coverages, limits or exclusions. For full coverages, limits, and exclusions please contact the Office of Risk Management.

T.C.A. 9-8-101 et. seq. requires the State of Tennessee Division of Risk Management to provide general liability insurance coverage to all State of Tennessee agencies through the State Risk Management Fund, a self-insurance fund. The Fund is liable for bodily injury and property damage to other people caused by the negligence of university employees or designated volunteers while acting within the course and scope of employment. The self-insurance coverage includes:

  • Premises and Operations
  • Personal Injury
  • Professional Liability


Coverage Limits

In accordance with T.C.A. 9-8-101, the limits of liability (under the waiver of sovereign immunity law) are $300,000 per person and $1 million per occurrence.


Reporting Incident Involving Property Damage and Bodily Injury

If emergency, call 911 and if on campus the University Police will respond.

If non-emergency, call the ORM to report the incident.

The university employee involved with the incident will contact their supervisor to report the incident and complete all Office of Risk Management forms.

Do NOT accept responsibility for the incident on your behalf or that of the University.


Claims Processing

Claims are filed with the Division of Risk Management. When filing the claim, the claimant will need to complete the Claim for Damages form and submit to the following:

State Treasury Department

Division of Risk Management and Claims Administration

502 Deaderick Street

Nashville, TN 37243-0202

(615) 741-2734

Fax: (615)532-4979


For more information, please go to the Tennessee Department of Treasury, Division of Claims Administration website.